We have a current opportunity for a Associate Director of Risk Management on a permanent basis. The position will be based in London . For further information about this position please apply.
Responsibilities:
- Lead the analysis of portfolio company performance, including financial health assessments, covenant compliance, and financial projections and provide actionable insights to senior management and external stakeholders.
- Development and maintenance of financial models for a diverse range of emerging-market companies, predominantly in fintech and climate financing
- Take ownership of regular monitoring meetings / interactions with portfolio companies, ensuring a proactive and hands-on approach to understanding and managing emerging risks. Travel will be required for in-person engagements.
- Prepare and present comprehensive risk monitoring reports to key stakeholders, including current and prospective fund investors, the Risk Committee, and Board members, ensuring clarity of reporting, recommendations and actions.
- Lead the maintenance of internal Lendable Risk Ratings for portfolio companies, ensuring that ratings are updated regularly to reflect evolving risk dynamics.
- Proactively manage waiver requests, covenant breaches, amendments, and other ad-hoc risk exercises, demonstrating strong judgment and the ability to negotiate outcomes that align with our risk objectives.
- Manage the internal Risk Monitoring system, ensuring that it is accurate, up-to-date, and provides timely insights into the financial and operational status of portfolio companies.
- Lead and manage financial recovery and restructuring efforts for distressed portfolio companies (where required), overseeing analysis, restructuring/recovery strategy, negotiations, and ensuring the execution of recovery plans to mitigate financial losses.
Capabilities & Experience:
- 7+ years of corporate credit analysis experience in a financial institution managing private credit exposures
- Expertise in emerging markets, or fintech.
- Experience in climate-related investments and an understanding of ESG/Impact related credit risks would be an advantage.
- Strong capability to build, maintain, and refine deleveraging financial models (including three-statement analysis) and perform comprehensive stress testing and scenario analysis.
- Corporate finance and accounting expertise.
- Demonstrated ability to think holistically, with experience working in cross-functional
teams and presenting to senior executives, investors, and/or board members.
- Excellent communication skills, with a track record of effectively managing relationships.
