Credit Underwriting Associate - CRE
Job Overview:
We are seeking a detail-oriented and analytical Credit Underwriting Associate to join our Commercial Real Estate (CRE) team. In this role, you will support the credit underwriting and approval process for new loan originations, renewals, and modifications across a range of commercial real estate asset types. The ideal candidate will possess strong financial analysis skills, a keen understanding of real estate markets, and a collaborative mindset.
Key Responsibilities:
Financial Analysis: Review and analyze borrower financial statements, rent rolls, operating statements, and third-party reports (e.g., appraisals, environmental, engineering).
Credit Memos: Assist in preparing comprehensive credit approval memos, including risk assessments, borrower background, property-level cash flow analysis, and market commentary.
Risk Assessment: Evaluate sponsor strength, collateral quality, and market conditions to assess creditworthiness and recommend loan structures.
Due Diligence: Support due diligence efforts in coordination with originators, legal, and third-party vendors to ensure compliance with underwriting policies.
Loan Monitoring: Aid in the periodic review of existing loan portfolio performance and identify potential risk indicators.
Data Management: Maintain accurate loan and borrower data in internal systems to support reporting and portfolio management.
Collaboration: Work closely with origination, asset management, credit, and legal teams to drive deals from inception to close.
FAQs
Congratulations, we understand that taking the time to apply is a big step. When you apply, your details go directly to the consultant who is sourcing talent. Due to demand, we may not get back to all applicants that have applied. However, we always keep your CV and details on file so when we see similar roles or see skillsets that drive growth in organisations, we will always reach out to discuss opportunities.
Yes. Even if this role isn’t a perfect match, applying allows us to understand your expertise and ambitions, ensuring you're on our radar for the right opportunity when it arises.
We also work in several ways, firstly we advertise our roles available on our site, however, often due to confidentiality we may not post all. We also work with clients who are more focused on skills and understanding what is required to future-proof their business.Â
That's why we recommend registering your CV so you can be considered for roles that have yet to be created.Â
Yes, we help with CV and interview preparation. From customised support on how to optimise your CV to interview preparation and compensation negotiations, we advocate for you throughout your next career move.