ABS Analyst / Associate


San Francisco
Permanent
USD100000 - USD150000
Investment Management
PR/541654_1745240068
ABS Analyst / Associate

Company Overview
Our client is a $1B AUM private credit fund providing asset-backed financing to early-stage, venture-backed fintech companies. The firm specializes in structuring SPV facilities backed by collateralized receivables, including credit cards, charge cards, loans, and revenue-based financing. Typical deal sizes range from $25M to $200M, with a sweet spot around $40M. As the first institutional lender, the firm plays a critical role in helping fintechs scale their portfolios before transitioning to traditional bank financing.

The fund operates two strategies-one focused on U.S. investments and the other on emerging markets. The U.S. team is based in New York and San Francisco and is currently experiencing strong growth driven by significant LP interest. To support this expansion, the firm is looking to add talent to help deploy capital effectively.

Position: Analyst or Associate (Flexible Based on Experience)
This is a client-facing role that requires a blend of financial acumen, analytical skills, and technical expertise. The ideal candidate will contribute to both new investment opportunities and ongoing portfolio management.

Key Responsibilities:

  • Conduct due diligence and credit analysis on fintech lenders and their underlying loan portfolios

  • Analyze loan performance data and assess risk using structured finance methodologies

  • Collaborate with internal teams to structure and execute transactions

  • Develop financial models and presentations to support investment decisions

  • Engage directly with clients to understand funding needs and structure financing solutions

Qualifications:

  • 2+ years of experience in asset-backed credit, structured finance, or a related field

  • Relevant backgrounds include ABS banking, credit risk at a bank, ratings agencies (Kroll, KBRA, etc.), fintech capital markets (e.g., Brex), project finance, or litigation finance

  • Strong quantitative skills and familiarity with loan-level data analysis

  • Coding ability (Python, SQL, etc.) is REQUIRED

  • Experience with legal documentation and structuring issuance's is a plus

  • Strong communication skills with the ability to convey complex financial concepts to both clients and internal stakeholders

Compensation & Benefits:

  • Analyst Level: $100K-$125K base + ~40% bonus

  • Associate Level: Estimated ~$200K all-in

  • Competitive benefits package including 401(k) match, health insurance, paid lunches, and gym membership

  • Hybrid work model: 3 days in-office

FAQs

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