Job Title: Senior Commercial Credit Analyst
Job Summary:
My client is seeking a Senior Commercial Credit Analyst to join their growing community bank. The ideal candidate will have strong analytical skills, the ability to assess credit risk, and experience working with commercial loan portfolios. This position will play a key role in supporting the bank's lending decisions and maintaining strong relationships with commercial clients. The Senior Commercial Credit Analyst will be expected to provide in-depth credit analysis and contribute to the overall growth of the bank.
Key Responsibilities:
- Conduct thorough credit analysis for commercial loan applicants, including financial statement review and risk assessment.
- Prepare and present detailed credit reports and recommendations to management and lending teams.
- Monitor existing loan portfolios to identify potential risks and ensure compliance with bank policies.
- Collaborate with relationship managers to develop customized lending solutions for business clients.
Qualifications:
- Bachelor's degree in finance, accounting, or a related field (MBA or professional certification preferred).
- Minimum of 3 years of experience in commercial credit analysis or a related financial services role.
- Strong understanding of financial statements, credit risk assessment, and loan structuring.
