Senior Field Underwriter
Job Title: Middle Market Senior Field Underwriter
Salary: $110,000 - $150,000
Location: Remote (Ohio)
About Us: Our client is a global leader in property and casualty insurance. They offer superior risk insights and innovative solutions through a diverse portfolio of insurance products. Our client underwrites commercial, personal, surety, and specialty lines of coverage via a network of leading independent agents and brokers in the United States. As a mutual insurance company with over 3,000 employees, our client has revenues exceeding $4 billion and more than $10 billion in assets.
Responsibilities:
- Evaluate and underwrite new and renewal commercial lines business, ensuring thorough analysis of exposure, pricing, service, and sales opportunities.
- Make informed decisions on risk acceptability and pricing throughout the policy lifecycle, collaborating with internal teams such as claims, risk control, premium audit, and billing.
- Establish and maintain strong underwriting relationships with policyholders, providing expert guidance and support.
- Develop and implement renewal strategies, working closely with agents to deliver renewals and act as a subject matter expert on market conditions and competitors.
- Communicate effectively with sales representatives, account managers, brokers, clients, and prospective clients regarding underwriting assessments, pricing, and rating.
- Conduct field surveys and write detailed reports for underwriting, offering consultative and technical services to policyholders.
- Create and execute agency strategies to grow the business, participating in ongoing underwriting education and training.
- Mentor and train other underwriting team members, supporting the Region Leader in team development.
- Review and underwrite primarily renewal business, assessing exposures to loss, determining pricing, and ensuring compliance with company guidelines.
- Notify agencies of underwriting decisions, requirements, and status updates, addressing questions and escalating issues as needed.
- Stay current on state and territory regulations, industry trends, and share relevant information with team members.
- Conduct special studies and projects to improve underwriting procedures and practices, recommending enhancements to coverage, pricing, or competitive positioning.
- Travel as required to cover assigned territory, including short-notice trips and daily driving duties.
Qualifications:
- 2-5 years of underwriting experience.
- Bachelor's degree in a related field or equivalent work experience.
- Valid driver's license and a clean driving record in accordance with company standards.
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